amex platinum dining points after 6 months

EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. See related:What credit score is required for Amex cards? Our team ofcredit card experts researched over 130 rewards cards to see where the Amex Platinum ranks among cards in its category. No other card comes with as much perk-potential as The Platinum Card from American Express (Terms apply, see rates and fees). Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. American Express Membership Rewards points dont expire as long as your account is open, and points earned from multiple Amex Membership Rewards cards are automatically pooled into one Membership Rewards account. Frequent flyers who can take advantage of that rate will get far more value out of the Platinum cards rewards program. Among the most popular are Delta Airlines, British Airways Avios (which can be used to fly American Airlines) and Air Canada Aeroplan (which can be used to fly United Airlines). Theres more benefits on this card than you can shake a skinny margarita at: A worthy contender in the premium travel credit card market is the Chase Sapphire Reserve.

Were not convinced anyone should ever get a business secured card, but if youre in the market for one, dont bother with the . Credit Score ranges are based on FICO credit scoring. Unless youre willing to open a credit Information provided on Forbes Advisor is for educational purposes only. Uber Cash and Uber VIP status is available to Basic Card Member only. Some cards offer bonuses for dining and others for U.S supermarket spending, but the American Express Gold Card is an industry leader by offering 4 Membership Rewards points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases.

You also get elite car rental status with Hertz and Visa Infinite benefits, which include numerous protections like lost luggage reimbursement, trip delay reimbursement, cellphone protection, complimentary concierge service, as well as purchase, extended warranty, and return protections. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Plus Ups are excluded. Bread Cashback American Express Card 2022 Review: Another Slice Of The 2% Pie. See the online credit card applications for details about the terms and conditions of an offer. Elite status with Hertz, Avis and National Car Rental with enrollment. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Since the Platinum card has a high annual fee, you are more likely to be approved if youve demonstrated a history of on-time payments and responsible credit card use. Please try again later. The Amex Platinum card is designed for users with excellent credit (above 670), so you will want to ensure you meet those qualifications before you apply. Plus, the card provides access to the extensive airport Global Lounge Collection, which includes more lounges than any other U.S. credit card program with 1,300 airport lounges in over 500 airports and 140 countries around the world. Theres also a welcome bonus: 100,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership. Editorial Note: We earn a commission from partner links on Forbes Advisor. As added incentive, Capital One also provides free Venture X cards for additional members. American Express has one of the best reputations among credit card issuers for customer experience, scoring an 838 on J.D. Your financial situation is unique and the products and services we review may not be right for your circumstances. This includes major airline and hotel programs, making it easy to apply rewards toward travel to any destination. Keep an eye on your inboxwell be sending over your first message soon. That depends on the user. But to make matters worse, some redemption options are worth even less than 1 cent.

To view rates and fees for The Platinum Card from American Express please visit this page. That's $900 toward travel when you redeem through Chase Ultimate Rewards, For a limited time, earn 80,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. See Pay Over Time APR (See rates and fees), American Express Customer Service Ratings, Other Notable Features: Free airport lounge access, $189 CLEAR credit, $100 Global Entry or $85 TSA Precheck credit, no foreign transaction fees (See rates and fees), up to $200 Uber credit, up to $200 hotel credit (requires a minimum two-night stay), up to $240 digital entertainment credits, up to $300 Equinox credit on eligible memberships, Hilton Honors gold status, Uber VIP status, platinum concierge service, car rental insurance, car rental perks and discounts, luxury hotel perks and discounts, exclusive events and services, trip cancellation/interruption insurance, trip delay insurance, purchase protections, up to $100 Sake Fifth Avenue credit. If the Real Housewives franchise had a credit card, it would be The Platinum Card from American Express. Uber Cash totaling $200 in up to $15 per month increments (up to a total of $35 bonus in December) each year when you link your eligible card to your Uber account. The Forbes Advisor editorial team is independent and objective. Frequent flyers of Delta Airlines may be particularly interested in the Platinum card because, as a special partner of Delta, Amex offers point transfer to Delta as well as Delta Sky Club access for all Platinum cardholders. See related: How to earn and use Membership Rewards points. The bonus categories cover a lot of common areas of spending making it a sol For fledgling credit builders, the is the equivalent of having your hand held through the process. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. The 70th percentile of wage-earning households brings in $100,172 annually and has $52,820 in standard expenses. Cost includes $12.95 plus applicable local sales tax. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Follow her on Twitter at @robinsaks. Performance information may have changed since the time of publication. Thats a fairly narrow slice of consumers. Its also worth checking the CreditCards.comCardMatchtool to see if you have a prequalified offer on the Amex Platinum, as this wont have any impact on your credit score and should give you a better idea of where you stand before you apply. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. As you might expect, though the Amex Platinum offers some of the most generous travel credits and plush benefits of any luxury rewards card, it carries a much higher annual fee than other luxury credit cards. Read our in-depth comparison of Amex Platinum Vs. Chase Sapphire Reserve. CLEAR is available at select airports and stadiums. The Capital One Venture X Rewards Credit Card also matches the 5X miles on flights when booked through Capital One Travel. Instead, you can try to offset the cost of the annual fee by maximizing the credits and benefits that come with the card. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. But the Venture X tops both cards by offering a flat rate of 2X miles on all other purchases and only charging an annual fee of $395. This is just one scoring method and a credit card issuer may use another method when considering your application. Plus, some of the credits that come with the card will only be useful to people potentially a limited number of people interested in offers like fitness club and Walmart+ memberships. By providing my email address, I agree to CreditCards.coms If you travel frequently and want to do so in style when you do, this card deserves a place in your wallet. The (rates & fees) is a strong points card for getting out and about.

All Rights Reserved. This compensation comes from two main sources. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Chase Sapphire Reserve vs. Amex Platinum\, American Express Gold Card vs. What credit score is required for Amex cards? On paper, these perks fall short of those found on the Amex Platinum card, but may be more than enough for some travelers. And if youre seeking plush travel perks, the card doesnt come with any. The Platinum Card from American Express Review. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. The main potential drawback to choosing the Venture X over the Amex Platinum card is that the Amex Platinum card offers far more airport lounge access than the Venture X card. The American Express Gold Card (Terms apply, see rates and fees) is the mid-range option for those who wish to earn American Express Membership Rewards points. While some other travel cards offer a 1 cent per point value for statement credits, the Platinum only earns 0.6 cents making it difficult to use your points for anything other than booking flights.

This makes it easy to quickly find the answers to simple questions. $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. While it doesnt have the best rewards rate among travel cards, the Amex Platinum card is a great choice for frequent travelers who will make use of its numerous travel credits and protections. The Chase Sapphire Reserve is one of the most popular luxury travel cards thanks to a number of features, including its flexible $300 annual travel credit which can be applied to any travel purchase. Assuming 50% of such expenses are charged to this card, total annual card spending would be $26,410.

Although the bonus spending requirement is on the higher side at a $6,000 minimum spend, youll still enjoy a full six months to earn the bonus, which is double the timeframe typically offered on rewards cards. But if you dont spend heavily on travel or dont think you need amenities like airport lounge access or credits for airline incidental fees or expedited security screening, you may be better off with a lower-cost rewards card that earns more generously on purchases you make. See related: American Express Gold Card vs.

Your personal information and data are protected with 256-bit encryption. Luckily,American Express offers preapprovalon many of its cards, including the Amex Platinum. For all it offers with perks, benefits and airline and hotel transfers, the Platinum card from American Express fails to offer competitive rewards rates on purchases. To view rates and fees for American Express Gold Card please visit this page.

FICO, the most widely known credit scoring model typically uses a scale of 300 to 850. If you spend a significant amount on groceries or dining out, you might be able to rack up rewards faster with the Gold card over the Platinum card. It is not our partners responsibility to ensure all posts or questions are answered. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Platinum Card from American Express, 1 (up to 500,000 points, 0.5 cent thereafter), Other travel purchases on American Express Travel, Shopping partner (Amazon, Best Buy, Boxed, Grubhub, Newegg, Rite Aid, Seamless, Staples), Excise tax offset fee (for transfer to travel partner), 5X points for flights booked directly with airlines using American Express Travel (on up to $500,000 on these purchases per calendar year), 5X points for eligible prepaid hotels booked with American Express Travel, 100,000 points if you spend $6,000 in first 6 months, $240 digital entertainment credit (up to $20 in statement credits each month at eligible providers Peacock, Audible, Disney+, The Disney Bundle, ESPN+, Hulu, SiriusXM, and The New York Times, enrollment required), $100 Global Entry or $85 TSA Precheck credit every 4 years, Up to $200 airline fee credit (up to $200 in statement credits per calendar year for fees like baggage fees at one qualifying airline), Up to $200 Uber Cash credit annually on U.S. rides and eats, Up to $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings (which requires a minimum two-night stay), Up to $300 Equinox credit (up to $25 back each month on eligible Equinox memberships, enrollment required), Up to $100 Saks Fifth Avenue credit ($50 semi annually, enrollment required), Redeem points for gift cards, shopping, travel, entertainment, merchandise or charity, Use points for all or a portion of qualifying travel purchases, Transfer points to a host of airline partners, including Delta Airlines, Must redeem travel rewards through American Express Travel, Google Play Store mobile app rating: 4.3/5, Carries thousands of dollars worth of travel and lifestyle credits, which gives users plenty of chances to offset the annual fee, Complimentary access to the largest number of airport lounges of any travel credit card, Automatic elite status with two of the largest hotel networks, giving travelers the freedom to stay in more placesand enjoy upgraded perks, Flexibility: Redeem points for gift cards, shopping, travel, entertainment, merchandise or charity, Versatility: Transfer points to a host of airline partners to find the best value, High annual fee: If the majority of discounts and upgrades that come with the card dont fit your lifestyle, it will be difficult to offset the annual fee, Low rewards rates: Other premium travel cards with smaller annual fees offer higher travel rewards in select areas and include non-travel categories like dining, which can make it easier to earn rewards quicker, Not all of the credits will have broad appeal, which will decrease the cards value for a lot of users, 10 points per dollar on Lyft purchases (through March 2025), 10 points per dollar on hotel and car rental purchases through Chase Ultimate Rewards, 5 points per dollar on air travel purchases through Chase Ultimate Rewards, Earn elevated rewards on all travel purchases immediately after earning the $300 annual travel credit, 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. All reviews are prepared by CreditCards.com staff. Gold elite status with Hilton Honors and Marriott Bonvoy with enrollment. The Venture X also comes with unlimited complimentary lounge access for you and your guests at over 1,300 Priority Pass lounges and for you and two guests at the Capital One Lounge (currently only open at Dallas Fort Worth International Airport, with other locations expected to open later this year). 4 points per dollar at restaurants, plus takeout and delivery in the U.S. 4 points per dollar at U.S. supermarkets (on up to $25,000 in purchases per year), 3 points per dollar on flights booked directly with airlines or on amextravel.com, $300 annual travel credit (can be used for airfare), Up to $100 Global Entry/TSA Precheck credit, 50% point boost when redeemed for travel through Ultimate Rewards, 10,000 Miles anniversary bonus starting on your first anniversary, $100 credit for Global Entry/TSA Precheck, Up to $120 dining credit at participating restaurants, Up to $100 hotel credit with The Hotel Collection. Hotel partners include Hilton, Marriott Bonvoy and Choice. Your email address unlocks your approval odds. American Express also offers an extensive list of travel partners for Amex Platinum cardholders. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. TSA PreCheck or Global Entry fee credit after paying application fee with the card. Last four digits of your Social Security number, The Platinum Card from American Express, The Platinum Card from American Express Review: Luxury travel at a justifiable cost, J. D. Power 2020 customer satisfaction rating, Amex Platinum card is worth its annual fee, How to earn and use Membership Rewards points.

Transferring points and using them for premium cabin travel can be a way to maximize the value of your points but you can also use your rewards to upgrade your travel. Dont worry, we wont spam your inbox. Platinum. It will come down to your spending habits and how, if at all, you plan to take advantage of the cards benefits.

Take advantage of as many of the credits and features as possible to help offset the annual fee. Something went wrong. Frequent travelers would be wise to compare the benefits offered by both cards to see which one has the right amount of features to fit their needs.

The Capital One Venture X Rewards Credit Card is packed with extras that put it firmly in competition with the Amex Platinum and Chase Sapphire Reserve, but at an annual fee$395that leaves the others far behind. Despite that one shortcoming, the Amex Gold cards rewards rate makes it much easier to stockpile Membership Rewards points. The American Express Gold card has a significantly lower fee than the Platinum and it offers many of the same perks including car rental insurance, purchase protection and Hotel Collection benefits. The remaining $23,972 would earn 23,972 points for a total of 36,162 points in addition to the welcome bonus earned in the first year only. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. For a slightly smaller $550 annual fee, the Chase Sapphire Reserve also offers 5X points on flights, but goes further by offering 10X points on hotels and car rentalsall when booked through the Chase Ultimate Rewards portal. The $695 annual fee might set your head spinning, but the massive list of perks and benefits that come with American Expresss top-of-the-line card offers plenty of value for the luxury traveler. This includes Priority Pass, Delta Sky Club and Airspace lounges, as well as Amex-exclusive Centurion Lounges. If "most words in name" were an Oscar category, the better get its speech ready. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. On top of its generous annual credits, the card is one of the best available when it comes to complimentary lounge access.

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